Travelling?
Your Group Benefits May Save You $$$
If you're planning to travel outside your home province, do you need to buy medical emergency coverage?
You may not if you have group health insurance.
The Chambers of Commerce Group Insurance Plan, for example, providing a wide range of benefits to insured employees and family members. These people do not typically need to buy additional short term personal policies, unless they plan to be away for an extended period of time.
Under the Chambers Plan, all the health care options include 24 hour telephone support to help insured's find medical help abroad, including interpretation services.
The plan covers the cost of emergency treatment away from home, from hospital to physician charges. Many other costs arising from an emergency are also covered, including:
- The cost of air fare changes
- The return of an insured's vehicle
- Chaperoning minors who must return home alone, and
- A bedside visit by a family member if the injured individual was travelling alone.
So check your group policy for travel coverage. See what benefits
You're entitled to and note any limits that apply (such as maximum trip duration or age restrictions).
With this information you may be able to save yourself the cost of additional insurance coverage when you travel.
