Starter Plan
Is There a Group Benefits "Starter" Plan?
Absolutely! A good benefit program will put you in control of the types and levels of coverage you include in your plan. So whether you're introducing a program to your company, or working to keep your existing plan current, you should call the shots.
A benefit plan typically starts with basic group life insurance for your employees. You'll have income replacement (short and long term disability income) and critical illness options, plus decisions to make about health and dental benefits. These latter two coverage's are among the most popular but health care can account for the largest portion of your plan's premium so you'll want to consider your options carefully.
The Chamber of Commerce group insurance plan offers a wide range of health coverage's to open up new alternatives for your company, even if you couldn't afford health care in the past.
- You can choose an entry level program with the lowest priced coverage, or you can opt for a broader program.
- Your choices include programs with and without prescription drugs, the single most costly component of any health plan
- Select from a wide range of deductibles and co-payment levels. For example, one of our most popular programs includes $25/$50 annual single person/ family deductibles (the employee covers health claims up to this amount each year before benefits are payable) and on going employee payments of 20% of the cost of the prescription drug claims for the remainder of the year.
Choice is critical to managing the rising cost of health care benefits, and the Chamber Plan delivers a full range of options, from entry level to comprehensive . You simply pick the kind of benefits that work for you. And remember, the Chambers Plan also lets you manage your program with:
- Special disability income options for owners;
- Top up benefits for key employees through �cost plus' benefits;
- Contemporary options like critical illness benefits and retirement savings.
All these options give you increased control over the cost of your plan, today and tomorrow. And, at the plan's annual renewal, you can change your coverage's to suit your current needs and budget. So join 20,000 Canadian businesses already covered. In just a few minute with your agent, you're on your way to an affordable group program, built just for you.
Benefit Facts presents information to help you manage your employee benefits. Brought to you by your Chambers of Commerce Group Insurance Plan agent, representing Canada's premier group plan for small and medium sized business.
1-800-665-3365
www.chambers.ca
AT WORK FOR SMALL BUSINESS SINCE 1970
